About Provident10

Financial management and future planning is evolving, and Newfoundland and Labrador has changed with it. In December 2014, the Government of Newfoundland and Labrador (GNL) and the five largest unions in the province announced a Joint Sponsorship Agreement to create an independent pension entity, Provident10. We deliver plan administration services and oversee management of the $6 billion Public Service Pension Plan (the Plan) investment portfolio. We are proud to govern the largest pension plan in the province with over 55,000 members. Learn more about the Plan, our investment strategy, and working with us here.

Frequently Used Resources

View our website's most used resources.


Interested in learning more about the value of your pension and how it will mature over time? Our calculator is an easy way to do this.

Annual Report

On behalf of our employees, our leadership team, and our Board of Directors, we are thrilled to introduce you to Provident10.

Termination Options Processing

We are currently processing termination options for all requests received prior to February 28, 2018.