Who We Are

Planning for your future is evolving. And so are we.

Since 2017, Provident10 has been serving the public service employees of Newfoundland and Labrador. At more than 55,000 members (and growing), we are one of the largest public service pension plans in Atlantic Canada.

We deliver plan administration services and oversee management of the Public Service Pension Plan investment portfolio with one goal in mind: protecting the financial health of the Plan and helping Plan members navigate their pension journey.

  • What is the Public Service Pension Plan (PSPP)?

    The Public Service Pension Plan is a defined benefit pension plan, offered to current and former public service employees in Newfoundland & Labrador.

    Plan members are assured a guaranteed lifetime pension payment at retirement. It’s a predictable pension payment that you can depend on. In addition, the Plan protects you and your loved ones with survivor benefits and a disability pension.

    Your contributions are matched by your employer, and the Plan is managed by Provident10’s team of professional, experienced investment managers. And when you’re ready to retire, our early retirement options and retirement ready supports are there to support you in the next stage of life.

  • What matters to us?

    High Standards
    We set the quality bar high for ourselves because we know that you rely on us for peace of mind.

    Our success comes from a team approach. We always help and support each other because we’ll get better outcomes for our members.

    We are always thinking about what’s next. Not only do we focus on success today, but we also look for smarter, better ways to succeed tomorrow.

    Customer Service
    We are responsive and responsible to our members and stakeholders, so they can always trust us.

    Not only will we measure what we do, we will learn and act upon new understanding to always improve our level of service.

  • Looking for more information about the Plan?

    If you’re a member, our Member Handbook will provide you with an overview of the features of the Plan.

  • Have a question?

    You can always contact our member service team!

    Email: pensions@Provident10.com
    Phone: 709.701.3355 or 1.844.247.1237

  • image description

    Careers at Provident10

    Interested in working with us? Check out our current opportunities

  • image description

    The Latest

    News and announcements from Provident10

  • image description


    It’s easy to get an estimate of your pension! Grab your Annual Pension Statement and get started.

  • image description


    Learn how we’re ensuring sustainability and success for our members.

image description


Learn more about the PSPP and your pension with some of our most popular online tools.