How we invest

Equities 45%

Also known as stocks, these can be shares of a publicly traded company — something you would see listed on an exchange or investments in private equity. Equity is often seen as more volatile and typically carries greater risk but has the potential to deliver stronger performance over a long-term period.

Real Estate 15%

Real assets are investments like real estate and infrastructure. These can offer strong risk-adjusted returns and often respond to the market differently relative to asset classes like stocks. Since these are tangible assets, they’re typically also a longer-term investment.

Fixed Income 35%

Fixed income includes bonds and other debt instruments — investments that generate returns in the form of interest. They are typically seen as lower risk than equities, as they can be more predictable in their returns.

Absolute Return 5%

Absolute return is an asset class that focuses on delivering a positive return over time, regardless of how the broader market performs. This can include a number of different investment types to diversify, manage risk and deliver an absolute return.