Relationship Changes

Whether you are getting married or experiencing a separation, it’s important to know that pension benefits acquired during the marital period are considered as matrimonial property and, consequently, may be subject to division upon separation.

If you are going through a marital separation, a division of pension benefits is not automatic and will occur only as directed by a court order or separation agreement. Ending a spousal relationship can be life-changing and choosing whether to divide your pension assets is an important decision.

To begin this decision-making process, you may be required to obtain a valuation of your pension benefit. We will provide the information you need to make an informed decision but cannot provide you with legal or financial advice. Please consult a family law lawyer before making any decisions regarding your pension.

For more information regarding the division of your pension benefit upon separation, please contact a Provident10 Pension Analyst at 709.701.3355, toll-free at 1.844.247.1237, or by email at

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