Leaving the PSPP

If you leave the Plan before you retire – for example, if you relocate or start a new job with an employer outside of the Plan, you have options.

  • Deferred pensions

    A deferred pension is a pension determined when you leave the Plan and payable at a pre-determined age in the future, based on your pensionable service.

    Deferred pensions may be payable early, in accordance with the Plan’s early retirement eligibility criteria at the date of retirement.

  • Commuted value

    The commuted value is the lump-sum amount that your pension represents (based on your future pension payments) if it were paid out now.

    We do not provide estimates of your commuted value prior to your termination date. However, we can provide you with a list of the assumptions used in the calculation of commuted value.

  • Our guide to your options

    Learn more about these options with our guide to Comparing Commuted Value and Deferred Pension Options.

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