It’s Financial Literacy Month!

November is Financial Literacy Month (FLM) in Canada, an opportunity to build your financial knowledge, strengthen your skills and take steps to support your overall financial well-being. 

2026’s theme “Talk Money”, is a reminder that having conversations about money, asking questions, exploring your options and knowing where to find trusted information can help you feel more confident when making financial decisions. And your pension deserves to be part of that conversation. 

At Provident10, we’re committed to providing our members and partners with the education, guidance and resources they need throughout their pension journey. Whether retirement is around the corner or many years away, understanding how your pension works and how it fits into your broader financial picture can help you make informed decisions for your future. 

Throughout Financial Literacy Month, we’ll be sharing helpful pension information, tools and resources to spark conversations and progress pension knowledge.  

Resources to Review 

• Provident10’s Pension Calculator: Use this calculator to estimate your pension and get a clearer picture of your PSPP pension and how it may fit into your retirement plans. Calculate your pension here.  
• Plan at a Glance: This document is an introduction to the PSPP Plan and the benefits of being a member. Read more here.  
• Member Handbook: This handbook brings together important information about the Public Service Pension Plan (PSPP), helping you better understand your pension and the benefits available to you as a member. Read more here. 
• Canda Pension Plan, Old Age Security, and The Bridge Benefit – Explained: In this blog, we review the different workplace and government pension programs, and how PSPP fits into your overall retirement plan. Read more here.  

Resources to Watch 

• Your Annual Pension Statement Explained: Learn how to understand what you’re seeing on your Public Service Pension Plan Annual Pension Statement with Provident10. Watch the video here.  
• How to Complete the Appendix B – GMPP Transfers: Need help completing your Appendix B form? This video walks you through form, section by section, to help you fully understand what everything means and choose the right options to transfer your funds. Watch the video here.  

Sessions to Attend  

• Retirement Ready Webinar – November 19, 2026: These sessions are held monthly and hosted by Provident10’s Pension Administration team, to help guide you through the steps you need to take to retire. Find and register for an upcoming session here.  

Keep the Conversation Going 

1 in 8 Newfoundlanders and Labradorians are members of the PSPP, throughout Financial Literacy Month we encourage you to explore and share the resources available to you, and talk money.  

To stay up to date on pension information, educational resources and upcoming events, follow Provident10 on LinkedIn or subscribe to The Pulse. 

Got a question about your pension? Our team is here to help. Get in touch by emailing Pensions@Provident10.com or call us at 709-701-3355 or toll-free at 1-844-247-1237.