2025 Member Highlights
Provident10 is committed to helping our members thrive—today and in retirement. Explore this year's key achievements and how we delivered value for our members in 2025.
Explore the highlights2025 Annual Report and Member Highlights Released
Provident10 has released its 2025 Annual Report and Member Highlights, showcasing a strong year for the Public Service Pension Plan and continued progress in supporting members across Newfoundland and Labrador.
Each year, the Annual Report outlines how the Plan has performed, highlights key work across the organization, and reinforces our commitment to delivering secure, stable retirement income for members.
The 2025 Member Highlights provide a refreshed, accessible view of the Plan, with key information presented clearly for members, employers, and partners. The page includes this year’s performance results, updates on our work with participating employers, and highlights from across Provident10.
Supporting members today and into the future
In 2025, the Public Service Pension Plan remained strong. The Plan earned an 11.8% net investment return, grew to $13.7 billion in net assets available for benefits, and reached a 120.6% funded ratio. These results help support the long-term security of pensions relied on by more than 68,000 members across Newfoundland and Labrador.
Over the past 10 years, consistent investment performance has supported strong growth in total net assets:
For members, this means confidence that the Plan is stable, sustainable, and built to support them throughout their retirement journey.
Since 2016, more than $6 billion in pension benefits has been paid to members across Newfoundland and Labrador, helping support financial security in retirement and contributing to communities across the province.
Members are at the heart of our work
Whether members are early in their careers, preparing for retirement, or already receiving a pension, Provident10 is focused on being a steady, trusted presence throughout that journey. As the Plan continues to grow and evolve, our work remains guided by strong governance, careful stewardship, and a commitment to supporting members now and into the future.
Explore the 2025 Annual Report and Member Highlights
We invite members, employers, partners, and the public to explore our 2025 Member Highlights and learn more about the work happening to support a secure retirement future for our members.
