Pension Calculator

Pension
calculator

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Get an estimate of your pension

Watch this guide to get started.

Pension Calculator

Total Service & Pensionable Salary

April 1, 1993 – March 31, 1996

If you worked during any of the following periods, please indicate in the appropriate field:

  1. the number of months credited during each period
  2. whether or not the matching contributions paid by your employer were reduced during the following periods and
  3. if they were reduced, whether or not you paid the difference

Period

Credited Service
(in months)

Employer contributions reduced

I paid the difference

April 1, 1993 – March 31, 1994
Employer Contributions Reduced
I Paid The Difference
April 1, 1994 – March 31, 1996
Employer Contributions Reduced
I Paid The Difference

Including Bridge Benefit

Payable until age 65

How to use our Pension Calculator
  1. Enter your total credited service in months.
  2. Enter your Highest Average Earnings, rounded to the nearest dollar.
  3. If you contributed to the PSPP at any time between April 1, 1993, and March 31, 1996, enter your credited service during this period in the space(s) provided. If you were not contributing during this period, leave the spaces blank.
  4. Click “Calculate Pension” to receive your pension estimate. You can also download a copy of your estimate for your records.
Where to find your information

Visit the Annual Pension Statement page and watch our short video to learn more.

More retirement income sources

Your Provident10 pension is integrated with the Canada Pension Plan (CPP). If you’re retiring from the PSPP before you’re entitled to receive an unreduced CPP benefit at age 65, you’ll receive a Bridge Benefit until that time.

In addition, government sources like Old Age Security (OAS) plus Additional Savings Tools such as Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs) may also play a role in your overall retirement income. You can use the Government of Canada’s Canadian Retirement Income Calculator to assist your planning.