If you have terminated your employment and membership in the Plan, you have a few options relating to your Plan entitlements.

For members who have five years of credited service, and are therefore vested, a key decision will be whether you chose to remain in the Plan and receive a lifetime pension, such as a deferred pension, or if you will transfer the value of your pension to a financial institution of your choice. The lump-sum value of your pension available for transfer is called the commuted value.

Learn more in our guide to commuted values and deferred pensions.

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